The Gypsie Challenge is a simple concept. Spend as little as possible for one month. After the gluttony of December, we are ready for a bit of self denial. But as ALL of us know, good intentions pave the way to Hell.
A dream without a plan is only a wish.
So, in amongst the Auld Lang Syne New Years Preparations, your very first Gypsie Assignment is this:
1.) Set a simple, achievable goal.
2.) Make a detailed plan for how to get there.
3.) Post your plan in a place you will look at AT LEAST twice a day.
For example:
I, Victoria, will pay off my MasterCard by February 1, 2011.
I will do this by:
a.) Not eating out in January (unless I don't have to pay - ie. gift cards).
b.) I will complete a pantry challenge in January (more to come on this).
c.) I will have a sale in my Etsy shop (on now, free shipping & 25% off. Coupon Code: WinterBlowout2010 ) to raise funds.
d.) I will not purchase any clothing (again, gift cards are exempt).
e.) I will use my car less to save money on gas.
NOTE: I know that there are at least four of us, but come ON! We need a bit more momentum! Leave a comment or shoot me an email to join the Gypsie Challenge!!!! Latecomers WELCOME!
http://www.canadianliving.com/life/money/
ReplyDeletethere are some good articles on this site. Glad I have a go-to for support for my 2011 Year of Frugality. Phew!
http://www.daveramsey.com/article/how-to-cut-the-food-budget-fat/lifeandmoney_budgeting
ReplyDeleteDave Ramsey also has a lot of GREAT practical advice, and there are forums etc on his site for ppl looking to do better financially.